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The Pros and Cons of Debt Consolidation in California

The Pros and Cons of Debt Consolidation in California

Debt consolidation is a finance strategy which entails taking all a debtor’s debts, especially high-interest debts, and melding them together into a single monthly payment with preferably a lower interest rate. This may seem like a dream come true for any...
Can Bankruptcy Stop Child Support in California?

Can Bankruptcy Stop Child Support in California?

Filing for bankruptcy can discharge (wipe out) various forms of debt, or reorganize the debt into a more manageable payment plan. However, some types of debt cannot be discharged in bankruptcy. For example, in California, filing for bankruptcy will not halt child...
What is the Statute of Limitations on Medical Debt in California?

What is the Statute of Limitations on Medical Debt in California?

In law, the “statute of limitations” is the deadline for bringing a claim or case. If a creditor wishes to sue a debtor in order to collect a debt, such as a medical bill resulting from a surgery or hospital visit, the creditor must sue before the statute...
The 5 Most Common Reasons People File Bankruptcy in Sacramento, CA

The 5 Most Common Reasons People File Bankruptcy in Sacramento, CA

Millions of people file for bankruptcy each year in the United States. California is no exception, with nearly 72,000 cases filed statewide in 2016 alone. Over 14,000 of those cases were filed in Sacramento, peaking during March when more than 1,400 cases were filed....