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Benefits of Chapter 13 Bankruptcy in California

One of the most effective ways to deal with a challenging financial situation may be filing Chapter 13 bankruptcy in California. Chapter 13 bankruptcy can help people from Roseville, CA manage their debt by creating a repayment plan. At the end of the plan, the...

Benefits of Chapter 7 Bankruptcy in California

Going through financial hardship is never easy, especially in our present day. For some people, incurring debt is the only way to keep their head above water. In some instances, an unexpected accident or illness can put any person under extreme financial duress. No...

Can You File Bankruptcy if You Are Unemployed in California?

If you are a California resident who is struggling financially due to unemployment, it may be time to consider filing for bankruptcy, which can help you get a fresh start by reducing or eliminating many of the debts that you owe. However, while unemployment may help...

The Pros and Cons of Debt Consolidation in California

Debt consolidation is a finance strategy which entails taking all a debtor’s debts, especially high-interest debts, and melding them together into a single monthly payment with preferably a lower interest rate. This may seem like a dream come true for any...

Can Bankruptcy Stop Child Support in California?

Filing for bankruptcy can discharge (wipe out) various forms of debt, or reorganize the debt into a more manageable payment plan. However, some types of debt cannot be discharged in bankruptcy. For example, in California, filing for bankruptcy will not halt child...

How to Determine if Chapter 7 or 13 Bankruptcy is Best for You

Bankruptcy may be the best choice for people or businesses who can no longer afford to pay their debts. Bankruptcy allows people to obtain a clean slate by liquidating their assets to pay off debts, or by creating a repayment plan to reorganize and settle their debts....